Pension Concepts has been in the qualified plan consulting and Third Party Administration business since 1974, and we offer complete administrative services for all types of Retirement (Defined Benefit, Profit Sharing, 401k, Comparability/Cross-Tested) and Cafeteria (Section 125) Plans. With offices in Lubbock and Dallas, Pension Concepts has established a reputation as being one of the best firms in the Southwest.

Our main office is located at 2811-A 74th Street, Lubbock TX. Our standard business hours are Monday-Thursday 8-4 and Friday 8-1.




Cafeteria Plan Information


Click Here for Cafeteria Plan Child Care Expense Form


Click Here for Cafeteria Plan Unreimbursed Medical Expense Form


Click Here for a list of Eligible and Non-Eligible FSA Expenses under a Cafeteria Plan


Retirement Plan Information


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Employee Benefit Specialists - since 1974



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